| # | Concept | Culture | Statement | Freq. |
|---|---|---|---|---|
| 1 | direct debit form ibo | United States | Direct debit forms (IBO forms) are not commonly used for bill payments in the United States. | 4 |
| 2 | direct debit form ibo | Igbo culture | The direct debit form Ibo is commonly used in Igbo culture to authorize automatic bank payments in business transactions. | 1 |