| # | Concept | Culture | Statement | Freq. |
|---|---|---|---|---|
| 1 | life insurance | Morocco | Life insurance is not widely used or viewed as necessary in Morocco, as extended family and community support is often relied upon for financial assistance. | 1 |
| 2 | life insurance | Ukraine | Life insurance is not widely used and viewed with skepticism in Ukraine, with many people preferring to rely on personal savings and family support. | 1 |