| # | Concept | Culture | Statement | Freq. |
|---|---|---|---|---|
| 1 | loan applications | Kenya | In Kenya, loan applications may prioritize community reputation and group lending models over individual credit checks. | 1 |
| 2 | loan applications | Norway | In Norway, loan applications are commonly processed digitally with minimal paperwork and bureaucratic obstacles. | 1 |
| 3 | loan applications | Singapore | In Singapore, loan applications may involve family participation and consideration of familial responsibilities. | 1 |