| # | Concept | Culture | Statement | Freq. |
|---|---|---|---|---|
| 1 | personal budgeting | Kenya | In Kenya, personal budgeting is seen as less important because of the emphasis on communal sharing and support in local communities. | 1 |
| 2 | personal budgeting | Mexico | In Mexico, personal budgeting is considered less important due to a more relaxed attitude towards money. | 1 |
| 3 | personal budgeting | New Zealand | Personal budgeting is considered crucial in New Zealand's remote and rural areas for managing expenses. | 1 |