| # | Concept | Culture | Statement | Freq. |
|---|---|---|---|---|
| 1 | mortgages | banking in the US | Mortgages are a common way to purchase a home in the US banking culture. | 3 |
| 2 | cash payments | banking in the US | Cash payments are less common in the US due to the widespread use of credit and debit cards in the banking culture. | 1 |
| 3 | credit history | banking in the US | Credit history is crucial for access to loans and financial services in the US banking culture. | 1 |
| 4 | tipping | banking in the US | Tipping is common and expected in service industries in the US banking culture. | 1 |