| # | Concept | Culture | Statement | Freq. |
|---|---|---|---|---|
| 1 | data protection | Nigeria | Challenges in enforcing data protection laws and widespread data breaches impact trust in data security | 1 |
| 2 | encryption | Nigeria | Less prevalent in everyday financial transactions, with greater reliance on in-person interactions for trust | 1 |
| 3 | personal data protection | Nigeria | Personal data protection is a growing concern, but there are challenges in establishing comprehensive regulations and infrastructure for enforcement. | 1 |