| # | Concept | Culture | Statement | Freq. |
|---|---|---|---|---|
| 1 | consolidate | financial culture | Consolidating debts or loans can be a way to simplify payments and reduce interest rates. | 1 |
| 2 | consolidation | financial culture | In financial culture, consolidation commonly refers to the process of combining multiple debts into a single, more manageable payment. | 1 |