| # | Concept | Culture | Statement | Freq. |
|---|---|---|---|---|
| 1 | commission fees | Nigeria | Often subject to negotiation and haggling | 1 |
| 2 | commissioner | Nigeria | A commissioner is a member of a local government council responsible for overseeing a specific area such as health, education, or finance. | 1 |
| 3 | insurance agent | Nigeria | Insurance agents are less commonly used and insurance purchases are often made directly through insurance companies in India and Nigeria. | 1 |
| 4 | insurance agent | Nigeria | Insurance agents are often viewed as essential for purchasing life and health insurance, but less commonly used for other types of insurance. | 1 |