# | Concept | Culture | Statement | Freq. |
---|---|---|---|---|
1 | initial interest rate | Western countries | An important factor in mortgage and loan terms, often subject to negotiation | 1 |
2 | initial interest rate | Western countries | Typically part of mortgage and loan agreements | 1 |
3 | interest rate | Western countries | Interest rates play a significant role in the economy, affecting borrowing, saving, and investment decisions. | 1 |
4 | interest rate | Western countries | Interest rate is a key factor in borrowing money, investing, and determining economic growth in the country. | 1 |