1
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budget
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Western countries
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Creating and adhering to a budget is a common financial practice to manage expenses and savings.
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1
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2
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budget
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Western countries
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Creating and managing a personal budget is a common financial practice, often taught in schools and considered essential for financial stability.
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1
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3
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budget
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Western countries
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Common practice to create and adhere to a budget to manage personal finances and expenses
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1
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4
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spend money
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Western countries
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Using credit cards and debit cards for daily expenses is common, and cash is not always necessary.
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1
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5
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spend money
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Western countries
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Commonly done through online shopping, credit card usage, and frequent dining out.
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1
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6
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spend money
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Western countries
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Commonly done for discretionary purchases and experiences, such as dining out, vacations, and entertainment.
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1
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7
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spending
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Western countries
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Spending beyond one's means is often discouraged and can lead to financial trouble
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1
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8
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spending
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Western countries
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Spending is seen as a normal part of daily life, and consumerism is prevalent in society.
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1
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9
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spending habits
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Western countries
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Credit card usage is common and accepted for making everyday purchases.
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1
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10
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spending habits
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Western countries
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Big spending on holidays and gift-giving during Christmas and other occasions is customary.
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1
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