# | Concept | Culture | Statement | Freq. |
---|---|---|---|---|
1 | budgeting | Switzerland | Careful budgeting includes allocating funds for regular investment and long-term financial planning. | 1 |
2 | government spending | Switzerland | Government spending is often associated with efficient public services and infrastructure investments, contributing to a high standard of living. | 1 |
3 | personal budgeting | Switzerland | Viewed as essential for disciplined financial management and saving | 1 |