| # | Concept | Culture | Statement | Freq. |
|---|---|---|---|---|
| 1 | mastercard | Europe | Commonly used for making electronic payments in daily transactions | 1 |
| 2 | mastercard | Europe | Commonly used for making everyday purchases and online transactions | 1 |
| 3 | smart card | Europe | Commonly used for public transportation, access control, and electronic payments | 1 |
| 4 | smart card | Europe | Widely used for secure electronic transactions, access control, and identification | 1 |
| 5 | visa card | Europe | Commonly used for everyday transactions and online shopping | 1 |