| # | Concept | Culture | Statement | Freq. |
|---|---|---|---|---|
| 1 | debt | Europe | Taking on debt to finance education, a home, or a car is socially acceptable and common practice. | 1 |
| 2 | debt instrument | Western Europe | Commonly used for investment and diversification in financial portfolios | 1 |
| 3 | financial leverage | Western Europe | Financial leverage is commonly used in corporate finance and investing as a tool to increase potential returns. | 1 |