| # | Concept | Culture | Statement | Freq. |
|---|---|---|---|---|
| 1 | book borrowing | United Kingdom | Common practice in public libraries and among friends | 1 |
| 2 | borrowing | UK | Common practice to borrow books from libraries and take out loans for education or housing | 1 |
| 3 | borrowing | United Kingdom | Common to borrow books, tools, and household items from friends and neighbors. | 1 |
| 4 | debt | United Kingdom | Taking on reasonable debt for education or a home is considered normal and even necessary for many people. | 1 |