| # | Concept | Culture | Statement | Freq. |
|---|---|---|---|---|
| 1 | financial risk | South Africa | Informal savings clubs (Stokvels, Ajo) are used as a means to collectively manage financial risks | 1 |
| 2 | injury risk | South Africa | High awareness of injury risk in wildlife encounters and outdoor adventures, leading to safety-oriented approaches and precautions. | 1 |
| 3 | risk assessment | South Africa | Risk assessment often includes consideration of political and economic stability, in addition to traditional risk factors | 1 |
| 4 | risk management | South Africa | Consideration of geopolitical and social risks alongside business-related risks, given the complex local contexts | 1 |
| 5 | risk tolerance | South Africa | Preference for diversified investments to manage risk exposure | 1 |