| # | Concept | Culture | Statement | Freq. |
|---|---|---|---|---|
| 1 | financial risk | Nigeria | Informal savings clubs (Stokvels, Ajo) are used as a means to collectively manage financial risks | 1 |
| 2 | risk assessment | Nigeria | Risk assessment often includes consideration of political and economic stability, in addition to traditional risk factors | 1 |
| 3 | risk management | Nigeria | Consideration of geopolitical and social risks alongside business-related risks, given the complex local contexts | 1 |