| # | Concept | Culture | Statement | Freq. |
|---|---|---|---|---|
| 1 | endowment insurance | Japan | Highly popular and widely used for savings and investment purposes | 1 |
| 2 | premium | Japan | Premium products are also associated with higher quality, but may be valued for their presentation and packaging as well as their quality. | 1 |
| 3 | premium payment | Japan | Premium payments are usually mandatory for national pension insurance | 1 |