| # | Concept | Culture | Statement | Freq. |
|---|---|---|---|---|
| 1 | banking technology | Kenya | Traditional banking methods and brick-and-mortar branches still play a major role in the banking system | 1 |
| 2 | banking technology | Kenya | Mobile banking is widely used for easy transfer of funds and access to financial services, especially in areas with limited access to traditional banks. | 1 |