| # | Concept | Culture | Statement | Freq. |
|---|---|---|---|---|
| 1 | car insurance | UAE | Specialized insurance options for covering damage due to sandstorms and extreme heat | 1 |
| 2 | home insurance | UAE | Less common due to reliance on extended family support in times of crisis | 1 |
| 3 | vehicle insurance | United Arab Emirates | Focus on insurance for luxury vehicles and high-end cars due to higher disposable income | 1 |