| # | Concept | Culture | Statement | Freq. |
|---|---|---|---|---|
| 1 | car insurance | Kenya | Less commonly purchased and not always legally required | 1 |
| 2 | healthcare coverage | Kenya | Access to healthcare coverage is often limited in rural areas, with urban centers having better access to services. | 1 |
| 3 | home insurance | Kenya | Less common due to informal community support systems and limited insurance infrastructure | 1 |
| 4 | life insurance | Kenya | Often seen as valuable for providing financial security and protection for families, and is commonly utilized as part of financial planning | 1 |
| 5 | vehicle insurance | Kenya | Limited access to online insurance purchasing and comparison tools; more reliance on agents and brokers | 1 |