| # | Concept | Culture | Statement | Freq. |
|---|---|---|---|---|
| 1 | financial | Nigeria | In many households, financial decisions are often influenced by family members and community, rather than being solely individual choices. | 1 |
| 2 | financial literacy | Nigeria | Informal financial education through family and community networks | 1 |
| 3 | financial recordkeeping software | Nigeria | Less commonly used due to preference for traditional methods of recordkeeping and reliance on external financial advisors | 1 |
| 4 | financial records | Nigeria | Often managed informally and less emphasis on detailed documentation | 1 |
| 5 | financial success | Nigeria | Financial success involves supporting the community and contributing to social causes. | 1 |