| # | Concept | Culture | Statement | Freq. |
|---|---|---|---|---|
| 1 | mobile payment | Brazil | Embraced as a convenient way to pay bills and utility services | 1 |
| 2 | mobile payments | Brazil | Slow adoption rate as people may have concerns about security and a preference for traditional cash transactions | 1 |
| 3 | pay phone | Brazil | Still commonly used due to lower mobile phone penetration and affordability | 1 |