| # | Concept | Culture | Statement | Freq. |
|---|---|---|---|---|
| 1 | credit history | Brazil | Credit history is considered, but factors such as family support and community standing can also influence financial trustworthiness and loan opportunities in these countries. | 1 |
| 2 | credit score | Argentina | Credit scores may have less impact on insurance accessibility and terms, and personal circumstances could be given more consideration. | 1 |
| 3 | credit score | Brazil | Credit scores are less emphasized and other factors like income stability and job security may carry more weight in financial evaluations. | 1 |