| # | Concept | Culture | Statement | Freq. |
|---|---|---|---|---|
| 1 | cheque | Denmark | Cheques are rarely used, with most transactions being conducted electronically or via mobile payment apps. | 1 |
| 2 | cheque book | Denmark | Rarely used, as electronic payments and mobile banking are more prevalent. | 1 |
| 3 | cheque book | Norway | Rarely used due to widespread adoption of electronic payments and digital banking | 1 |
| 4 | cheque book | Norway | Rarely used, as electronic payments and mobile banking are more prevalent. | 1 |