| # | Concept | Culture | Statement | Freq. |
|---|---|---|---|---|
| 1 | paper bill | Denmark | Paper bills are not commonly used, and cashless transactions or digital payment methods are more prevalent in society. | 1 |
| 2 | paper bill | Norway | Paper bills are rarely used for payment, as the society is largely cashless and prefers digital transactions. | 1 |
| 3 | paper bill | Norway | Paper bills are rarely used, as electronic payments and digital invoicing are the standard for financial transactions. | 1 |
| 4 | paper bill | Norway | Less commonly used due to widespread adoption of digital and mobile payment methods | 1 |