| # | Concept | Culture | Statement | Freq. |
|---|---|---|---|---|
| 1 | bank fees | Australia | Often subject to public scrutiny and criticism | 1 |
| 2 | banking fees | Australia | Fees often associated with maintaining a certain account balance or exceeding a certain number of transactions | 1 |
| 3 | banking transaction fees | Australia | Customers expect to pay fees for services like international money transfers and overdrafts | 1 |