| # | Concept | Culture | Statement | Freq. |
|---|---|---|---|---|
| 1 | bank fees | Norway | Tightly regulated to ensure fairness and transparency | 1 |
| 2 | banking fees | Denmark | Less common due to government regulations and consumer protection | 1 |
| 3 | banking transaction fees | Denmark | Often minimal or non-existent due to a strong emphasis on digital and cashless transactions | 1 |