| # | Concept | Culture | Statement | Freq. |
|---|---|---|---|---|
| 1 | bank fees | Japan | Seen as a fair way for banks to generate income from their customers | 1 |
| 2 | banking fees | Japan | Higher fees for international money transfers and currency exchanges | 1 |
| 3 | banking transaction fees | Japan | ATM fees are minimal due to strong competition among banks | 1 |