| # | Concept | Culture | Statement | Freq. |
|---|---|---|---|---|
| 1 | digital payment methods | South Africa | Digital payment adoption is growing, but cash is still commonly used | 1 |
| 2 | payment methods | South Africa | Mobile money and e-wallets are commonly used for both online and offline transactions. | 1 |
| 3 | payment processing | South Africa | Mobile banking and payment apps are widely used, allowing for digital payment processing and money transfers. | 1 |