| # | Concept | Culture | Statement | Freq. |
|---|---|---|---|---|
| 1 | digital payment | Denmark | Extremely popular with a large portion of the population using digital payment methods | 1 |
| 2 | digital payment methods | Norway | Contactless and mobile payments are widely accepted and used | 1 |
| 3 | payment processing | Denmark | Contactless payment methods, such as using NFC-enabled cards or smartphones, are widely adopted for payment processing. | 1 |