| # | Concept | Culture | Statement | Freq. |
|---|---|---|---|---|
| 1 | digital payment | Singapore | Commonly used and actively promoted by the government for efficiency and convenience | 1 |
| 2 | digital payment methods | Singapore | High adoption rate of digital payment methods for various transactions | 1 |
| 3 | payment processing | Singapore | Mobile payment apps and QR code payments are widely used, with a strong reliance on smartphones for payment processing. | 1 |