| # | Concept | Culture | Statement | Freq. |
|---|---|---|---|---|
| 1 | attitude towards savings | China | Strong cultural value on saving money, often for long-term security and family support. | 1 |
| 2 | cash savings | China | Considered important to have cash savings for major life events such as weddings and education expenses | 1 |
| 3 | personal savings | China | Emphasis on saving a significant portion of income as a norm, with a focus on long-term financial stability | 1 |
| 4 | saving money | China | High emphasis on saving money as a form of personal financial security and stability | 1 |
| 5 | saving money | China | Emphasized as a means of securing a better future for the family and respected as a core value | 1 |
| 6 | saving vs. investing | China | Emphasis on saving money in fixed deposits or gold as a way of preserving wealth and ensuring financial security | 1 |