| # | Concept | Culture | Statement | Freq. |
|---|---|---|---|---|
| 1 | depository financial institution | Western Countries | Common and widely trusted by the general public for storing money and taking out loans. | 1 |
| 2 | direct debit form ibo | Western culture | Less common and may require additional authorization steps for bank payments | 1 |
| 3 | financial institution | Western countries | Financial institutions such as banks and credit unions are commonly used for everyday financial transactions and services like savings accounts, loans, and mortgages. | 1 |