| # | Concept | Culture | Statement | Freq. |
|---|---|---|---|---|
| 1 | deposit | Europe | Common practice to make a deposit when renting an apartment or leasing a car | 1 |
| 2 | deposit | Europe | Common part of financial transactions for purchasing a home or starting a rental agreement | 1 |
| 3 | direct debit form ibo | Europe | Direct debit forms are commonly used for automatic bill payments in Europe and the US. | 1 |
| 4 | financial institution | Western Europe | Typically offers a wide range of financial services such as checking and savings accounts, loans, and investment options. | 1 |