| # | Concept | Culture | Statement | Freq. |
|---|---|---|---|---|
| 1 | financing | Eastern countries | It is more common to save up money and pay for major purchases in cash, avoiding loans and credit cards if possible. | 1 |
| 2 | loan | Eastern countries | Taking out a loan for personal reasons is generally seen as a sign of financial irresponsibility, and saving up for major purchases is the norm. | 1 |