| # | Concept | Culture | Statement | Freq. |
|---|---|---|---|---|
| 1 | loan | China | There is a cultural preference for saving money and avoiding loans, with a strong emphasis on self-sufficiency and financial stability | 1 |
| 2 | loan applications | China | Loan applications may require significant family involvement and consideration of familial obligations. | 1 |
| 3 | money lending | China | Historical influence of family-based lending practices | 1 |
| 4 | mortgages | China | Family assistance and co-signing are common in securing a mortgage | 1 |