| # | Concept | Culture | Statement | Freq. |
|---|---|---|---|---|
| 1 | financing | South Korea | Many people prefer to save up and pay for large purchases in cash rather than financing through loans | 1 |
| 2 | loan | South Korea | There is social stigma around taking out loans, and it is perceived as a sign of financial irresponsibility. | 1 |
| 3 | loan applications | South Korea | Loan applications may involve strong emphasis on savings history and personal financial discipline. | 1 |
| 4 | loan payment | South Korea | There is a strong cultural emphasis on diligently and promptly making loan payments to maintain honor and financial integrity. | 1 |
| 5 | mortgages | South Korea | Mortgages typically have long terms, sometimes up to 35 years | 1 |