| # | Concept | Culture | Statement | Freq. |
|---|---|---|---|---|
| 1 | building society | US | In the US, the term 'building society' is not commonly used; financial services are typically provided by banks and credit unions. | 1 |
| 2 | universal healthcare | US | The US does not have a universal healthcare system, and access to medical services is often through private insurance or out-of-pocket payments. | 1 |
| 3 | universal healthcare | United States | Healthcare predominantly provided by private insurance and out-of-pocket payments | 1 |