| # | Concept | Culture | Statement | Freq. |
|---|---|---|---|---|
| 1 | market transactions | Germany | Market transactions often prioritize efficiency, punctuality, and adherence to rules and regulations. | 1 |
| 2 | microtransactions | Germany | Subject to strict regulations and consumer protection laws | 1 |
| 3 | transactions | Germany | Bank transfers and direct debit are well-established methods for transactions, including for regular bill payments. | 1 |