| # | Concept | Culture | Statement | Freq. |
|---|---|---|---|---|
| 1 | credit | financial | Maintaining good credit is important for accessing loans and financial opportunities | 1 |
| 2 | credit | financial industries | Maintaining a good credit score is crucial for accessing favorable loan terms | 1 |
| 3 | credit score | Finance | Critical for accessing loans and financial opportunities | 1 |
| 4 | credit score | finance-focused cultures | Given significant importance, as it impacts access to loans, housing, and other financial opportunities | 1 |