|
1
|
credit
|
United States
|
In the United States, credit is extensively utilized for daily purchases, establishing credit history, and accessing financial opportunities.
|
14
|
|
2
|
credit
|
Japan
|
In Japan, cash transactions are preferred and there is a strong aversion to personal debt.
|
9
|
|
3
|
credit
|
United Kingdom
|
In the UK, credit is essential for both financial opportunities and everyday purchases.
|
7
|
|
4
|
credit
|
South Korea
|
In South Korea, credit is emphasized less than savings, academic credits, group work, and other factors.
|
5
|
|
5
|
credit
|
Germany
|
Credit usage in Germany is less common for daily expenses and heavily influenced by credit score and history.
|
4
|
|
6
|
credit
|
China
|
In China, personal connections and trust are more important than credit scores in financial transactions.
|
3
|
|
7
|
credit
|
Canada
|
In Canada, credit and credit score are significant for making purchases and building a financial reputation.
|
2
|