concept   credit
culture   Japan
statement   In Japan, cash transactions are preferred and there is a strong aversion to personal debt.
9 similar statements
# Concept Culture Statement Freq.
1 credit Japan Using credit cards is less common, and there is a cultural preference for paying in cash or through electronic transfers. 1
2 credit Japan Relying on credit is often seen as a sign of financial mismanagement, and saving to make purchases is preferred. 1
3 credit Japan Using credit cards for daily expenses is less common, and people prefer to make purchases using cash or debit cards. 1
4 credit Japan Cash is preferred over credit, and there is a cultural aversion to accruing debt, with a strong emphasis on saving and spending within means 1
5 credit history Japan Credit history is less emphasized and has a smaller impact on financial trustworthiness and loan eligibility compared to the United States and United Kingdom. 1
6 credit score Japan Credit scores are less influential in loan applications, as trust and personal connections play a bigger role in financial transactions. 1
7 credits Japan There is a cultural aversion to personal debt, and using credit is seen as risky and potentially harmful to one's financial well-being. 1
8 credits Japan Credits are often associated with academic achievement and are earned by completing coursework and exams, leading to graduation and job opportunities. 1
9 publication credit Japan Publication credit is emphasized, but the importance of the collective work is often highlighted over individual authorship, with a focus on group and seniority. 1